$225,000 mortgage payment by rate & term
The table below shows the estimated monthly payment (principal & interest only) for a $225,000 mortgage across common interest rates and loan terms.
| Rate | 15-year | 30-year |
|---|---|---|
| 5.00% | $1,779 | $1,208 |
| 5.50% | $1,838 | $1,278 |
| 6.00% | $1,899 | $1,349 |
| 6.50% | $1,960 | $1,422 |
| 7.00% | $2,022 | $1,497 |
| 7.50% | $2,086 | $1,573 |
| 8.00% | $2,150 | $1,651 |
For example, at 6.50% over 30 years, a $225,000 mortgage costs about $1,422/month.
Want your exact number?
Adjust the rate, term and amount in the full calculator.
Open the loan calculator →What changes your payment?
- Interest rate: even 0.5% changes the payment noticeably over 30 years.
- Term: 15-year loans have higher payments but far less total interest.
- Down payment: a bigger down payment lowers the financed amount.
Estimates are principal & interest only and exclude taxes, insurance and fees. For educational use, not financial advice.